Property Development & Construction Funding NZ

Property Development & Construction Funding

Business Asset Finance helps NZ property developers, builders and construction businesses explore funding options for development and building projects. From residential developments through to commercial builds and subdivisions, we work with lenders who specialise in property development finance and construction funding.

What We Finance

• Residential property development
• Commercial property development
• Subdivision projects
• New builds and construction
• Property renovations and upgrades
• Multi-unit developments
• Industrial property development
• Mixed-use developments
• Land purchase for development
• Construction equipment and machinery

Types of Development Funding

Development finance isn't one product. It depends on where your project is at. We arrange:

• Bridging finance – short-term funding while you wait on a sale, refinance or consent
• Construction & staged-drawdown funding – progressive funding released as your build reaches key milestones
• Subdivision funding – finance to take a site from land to titled sections
• Land purchase / land banking finance – funding to secure a site ahead of development
• Equity release – unlocking equity from an existing property to fund the next project
• Refinance & exit funding – moving a completed or near-complete project back to mainstream finance

Who We Work With

Our lender network includes lenders that understand how development projects work, including staged drawdowns, progress payments, valuations and exit strategies. Each project is assessed on its own merits, so we'll always be upfront about what is and isn't likely to suit different lenders.

Whether you're an experienced developer taking on a new site or a builder moving into your first development, we aim to structure finance that matches your project timeline and projected outcomes.

Project-Based Funding

Property development funding is structured around the project. We work with lenders who understand progress draws, retentions and the timing of development work. For other finance categories, see our finance services.